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ABOUT CMA
CORPORATE MORTGAGE ADVISORS
(CMA), is a diverse mortgage, real estate, and financial fraud
consulting
firm based in San Diego, CA. CMA specializes in
providing nationwide fraud analysis, forensics, investigation,
and expert witness testimony. CMA is considered an industry
leader and innovator in the field of fraud investigation and
training. Key to CMA's success is its 25+ years of in-depth
knowledge and experience in the fields of mortgage underwriting
and real estate practices.
As
the mortgage meltdown began to take hold in early 2007, CMA was
on the forefront in this new and emerging industry. To
understand and report on mortgage and real estate fraud matters,
CMA is often interviewed and quoted by news agencies such as The
Wall Street Journal, MSNBC and The Washington Post.
The severe economic impact and devastation of lax mortgage
lending· standards combined with rampant real estate fraud has
created an incredible demand for highly qualified experts. CMA
has built a respected team of mortgage underwriters, private
investigators, and former FBI/IRS agents to focus on all aspects
of fraud. CMA's team of experts is available handle large and
small projects throughout the U.S. |
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How Can CMA
Benefit Your Organization?
CMA works closely with governmental agencies, law firms, and
financial institutions to analyze and investigate commercial &
residential fraud. CMA has developed an effective and cost
efficient system to quickly assess fraud and report findings to
agencies for prosecution, civil & criminal defense, and risk
mitigation. Our experience in all aspects of fraud will reduce
costs paid to multiple experts since
our team provides numerous investigation and litigation
services.
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Additional Consulting Services:
Financial Institution Consulting Projects:

Employee Fraud, Appraisal Fraud, Mortgage Broker Fraud
Private Mortgage Insurance Forensic Mortgage Underwriting
Construction & Commercial Loan Fraud Analysis
Due Diligence & Audit Policies and Procedures
Bank Loan Modification Analysis & Fraud Detection
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EXECUTIVE OFFICES
RANCHO
SANTA FE
6030 El Tordo,
Rancho Santa Fe, CA 92067
Tel (858) 756-2370
E-Mail Curt Novy
REGIONAL OFFICES
LAS VEGAS
3753 Howard Hughes Parkway Suite 200 #187
Las Vegas, NV 89168
Tel (702) 278-7995
E-Mail Curt Novy
HAWAII
2580 Kekaa Drive, Suite 81
Lahaina, Maui, Hawaii
Tel (808) 280-3151
E-Mail Curt Novy
DENVER TECH CENTER
8100 E. Union Ave
Suite #1805
Denver, CO
Tel (858) 756-2370
E-Mail Curt Novy |
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More information is available
by visiting CMA's main websites:
MortgageFraudExpert.com
MortgageFraudNews.com
MortgageFraudTaskForce.com
DenverFraudInvestigations.com |
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"Mortgage fraud can be divided into two broad
categories: "fraud for property" and "fraud for profit." Fraud
for property occurs, typically, when fraud is committed so that
a homebuyer can purchase a house for personal use. Such fraud
usually carries a lower financial risk to lenders because the
fraud is a one-time occurrence on a loan the buyer intends to
repay. Fraud-for-profit schemes, on the other hand, typically
involve a person or a group of people that abuse the system for
financial gain. These persons are often industry insiders who
know how to exploit the complex residential finance system at
the expense of lenders, taxpayers, consumers and communities."
Mortgage Bankers Association |
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Note: Curt Novy and his team of industry
professionals (CPA's, forensic examiners, financial services
experts, investigators, etc.), are experienced in financial,
mortgage, and real estate matters. However, Mr. Novy is not a
licensed Private Investigator. When necessary and where appropriate,
some investigative responsibilities outside the scope of our
expertise is contracted to licensed Private Investigators and former
federal & state agents or law enforcement officers. |

REAL ESTATE BROKER CA DEPARTMENT
OF REAL ESTATE #01108665
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