SAN DIEGO CALIFORNIA
Tel (858) 756-2370
Tel (858) 336-0520

 

DENVER TECH CENTER
Tel (858) 756-2370
Tel (858) 336-0520

 


ABOUT CMA

CORPORATE MORTGAGE ADVISORS (CMA), is a diverse mortgage, real estate, and financial fraud consulting firm based in San Diego, CA. CMA specializes in providing nationwide fraud analysis, forensic document investigation, and prosecution expert witness testimony. CMA is considered an industry leader and innovator in the field of fraud document analysis training. Key to CMA's success is its 30+ years of in-depth knowledge and experience in the fields of mortgage underwriting and real estate practices.

As the mortgage meltdown began to take hold in early 2007, CMA was on the forefront in this new and emerging industry. To understand and report on mortgage and real estate fraud matters, CMA is often interviewed and quoted by news agencies such as The Wall Street Journal, MSNBC and The Washington Post.

The severe economic impact and devastation of lax mortgage lending· standards combined with rampant real estate fraud has created an incredible demand for highly qualified experts. CMA has built a respected team of mortgage underwriters, private investigators, and former FBI/IRS agents to focus on all aspects of fraud. CMA's team of experts is available handle large and small projects throughout the U.S.

How Can CMA Benefit Your Organization?

CMA works closely with governmental agencies, and financial institutions to analyze and investigate commercial and residential fraud. CMA has developed an effective and cost efficient system to quickly assess fraud and report findings to agencies for prosecution, and risk mitigation. Our experience in all aspects of fraud will reduce costs paid to multiple experts since our team provides numerous investigation and litigation services.
 

Additional Consulting Services:

Financial Institution Consulting Projects:
Employee Fraud, Appraisal Fraud, Mortgage Broker Fraud

Private Mortgage Insurance Forensic Mortgage Underwriting

Construction & Commercial Loan Fraud Analysis

Due Diligence & Audit Policies and Procedures

Bank Loan Modification Analysis & Fraud Detection

 


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SERVICES PROVIDED BY CMA

Mortgage & Real Estate Fraud Analysis and Forensics
Industry Standards, Customs, and Practices
Commercial & Residential Loan Underwriting
Expert Witness Testimony-Depositions & Trial Testimony
Grand Jury Testimony to State & Federal Courts
Litigation Support-Development of Case Exhibits & Trial Strategies
 

 

EXECUTIVE OFFICES
PO Box 673
Rancho Santa Fe, CA 92067

Tel (858) 756-2370
Tel (858) 336-0520
E-Mail Curt Novy

DENVER TECH CENTER OFFICE
8100 E. Union Ave
Suite #1805
Denver, CO

Tel (858) 756-2370
Tel (858) 336-0520
E-Mail Curt Novy
 

 
 

More information is available by visiting CMA's main websites:

MortgageFraudExpert.com
MortgageFraudNews.com
MortgageFraudTaskForce.com
DenverFraudInvestigations.com

 

 

"Mortgage fraud can be divided into two broad categories: "fraud for property" and "fraud for profit." Fraud for property occurs, typically, when fraud is committed so that a homebuyer can purchase a house for personal use. Such fraud usually carries a lower financial risk to lenders because the fraud is a one-time occurrence on a loan the buyer intends to repay. Fraud-for-profit schemes, on the other hand, typically involve a person or a group of people that abuse the system for financial gain. These persons are often industry insiders who know how to exploit the complex residential finance system at the expense of lenders, taxpayers, consumers and communities."  Mortgage Bankers Association

 
Government/Consumer Disclosures:
1. Curt Novy/CMA does not provide services that require a private investigator's license. The word "investigate" used in this website strictly refers to document examination of discovery provided to CMA by counsel and publicly available data obtained via online research. If a private investigator is required to fulfill certain job requirements, CMA will recommend that counsel separately retain a licensed private investigator. CMA does not collect or distribute funds for payment of private investigators.

2. Curt Novy/CMA is not an employee of any law enforcement agency nor is he a Police Officer. Some work projects obtained from state and federal agencies are confidentially assigned to Curt Novy/CMA but all work is conducted as an independent contractor.

3. Curt Novy/CMA does not accept work projects directly from consumers. Clients seeking CMA expert related services are required to be represented by legal counsel who can execute CMA retention agreements on behalf of clients.

4. When considering retention of a mortgage or real estate expert, potential clients should obtain references, verify credentials, confirm proper licenses & experience, and check with the Better Business Bureau. The CA Dept. of Real Estate, HUD, and FBI all provide extremely useful information on screening potential experts and offer advise on avoiding scammers who prey on people who are in financial distress. Individuals who are in foreclosure or in jeopardy of losing their home should retain legal representation before seeking the assistance of a mortgage or real estate expert.

5. Curt Novy is not an attorney and does not provide legal advice. Referrals to competent counsel can be obtained by contacting state licensing boards. 


REAL ESTATE BROKER CA DEPARTMENT OF REAL ESTATE #01108665
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San Diego Executive Office
California (858) 756-2370

 

DENVER TECH CENTER OFFICE
Tel (858) 336-0520

     
 

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