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ABOUT CMA
CORPORATE MORTGAGE ADVISORS
(CMA), is a diverse mortgage, real estate, and financial fraud
consulting
firm based in San Diego, CA. CMA specializes in providing
nationwide fraud analysis, forensic document investigation,
and prosecution expert witness testimony. CMA is considered an industry
leader and innovator in the field of fraud document analysis
training. Key to CMA's success is its 30+ years of in-depth
knowledge and experience in the fields of mortgage underwriting
and real estate practices.
As
the mortgage meltdown began to take hold in early 2007, CMA was
on the forefront in this new and emerging industry. To
understand and report on mortgage and real estate fraud matters,
CMA is often interviewed and quoted by news agencies such as The
Wall Street Journal, MSNBC and The Washington Post.
The severe economic impact and devastation of lax mortgage
lending· standards combined with rampant real estate fraud has
created an incredible demand for highly qualified experts. CMA
has built a respected team of mortgage underwriters, private
investigators, and former FBI/IRS agents to focus on all aspects
of fraud. CMA's team of experts is available handle large and
small projects throughout the U.S. |
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How Can CMA
Benefit Your Organization?
CMA works closely with governmental agencies, and
financial institutions to analyze and investigate commercial and
residential fraud. CMA has developed an effective and cost
efficient system to quickly assess fraud and report findings to
agencies for prosecution, and risk
mitigation. Our experience in all aspects of fraud will reduce
costs paid to multiple experts since
our team provides numerous investigation and litigation
services.
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Additional Consulting Services:
Financial Institution Consulting Projects:

Employee Fraud, Appraisal Fraud, Mortgage Broker Fraud
Private Mortgage Insurance Forensic Mortgage Underwriting
Construction & Commercial Loan Fraud Analysis
Due Diligence & Audit Policies and Procedures
Bank Loan Modification Analysis & Fraud Detection
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EXECUTIVE OFFICES
PO Box 673
Rancho Santa Fe, CA 92067
Tel (858) 756-2370
Tel (858) 336-0520
E-Mail Curt Novy
DENVER TECH CENTER OFFICE
8100 E. Union Ave
Suite #1805
Denver, CO
Tel (858) 756-2370
Tel (858) 336-0520
E-Mail Curt Novy
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More information is available
by visiting CMA's main websites:
MortgageFraudExpert.com
MortgageFraudNews.com
MortgageFraudTaskForce.com
DenverFraudInvestigations.com |
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"Mortgage fraud can be divided into two broad
categories: "fraud for property" and "fraud for profit." Fraud
for property occurs, typically, when fraud is committed so that
a homebuyer can purchase a house for personal use. Such fraud
usually carries a lower financial risk to lenders because the
fraud is a one-time occurrence on a loan the buyer intends to
repay. Fraud-for-profit schemes, on the other hand, typically
involve a person or a group of people that abuse the system for
financial gain. These persons are often industry insiders who
know how to exploit the complex residential finance system at
the expense of lenders, taxpayers, consumers and communities."
Mortgage Bankers Association |
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Government/Consumer
Disclosures:
1. Curt Novy/CMA does not provide services that require
a private investigator's license. The word "investigate"
used in this website strictly refers to document
examination of discovery provided to CMA by counsel and
publicly available data obtained via online research. If
a private investigator is required to fulfill certain
job requirements, CMA will recommend that counsel
separately retain a licensed private investigator. CMA
does not collect or distribute funds for payment of
private investigators.
2. Curt Novy/CMA is not an employee of any law
enforcement agency nor is he a Police Officer. Some work
projects obtained from state and federal agencies are
confidentially assigned to Curt Novy/CMA but all work is
conducted as an independent contractor.
3. Curt Novy/CMA does not accept work projects directly
from consumers. Clients seeking CMA expert related
services are required to be represented by legal counsel
who can execute CMA retention agreements on behalf of
clients.
4. When considering retention of a mortgage or real
estate expert, potential clients should obtain
references, verify credentials, confirm proper licenses
& experience, and check with the Better Business Bureau.
The CA Dept. of Real Estate, HUD, and FBI all provide
extremely useful information on screening potential
experts and offer advise on avoiding scammers who prey
on people who are in financial distress. Individuals who
are in foreclosure or in jeopardy of losing their home
should retain legal representation before seeking the
assistance of a mortgage or real estate expert.
5. Curt Novy is not an attorney and does not provide
legal advice. Referrals to competent counsel can be
obtained by contacting state licensing boards. |

REAL ESTATE BROKER CA DEPARTMENT
OF REAL ESTATE #01108665
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